Chapter 20 of 20

Grammar Rules (Nouns, Pronouns, Verbs, Tenses, Articles, Prepositions, Conjunctions & Subject-Verb Agreement)

The complete grammar foundation in one chapter — eight core rule sets that underpin Error Detection, Sentence Improvement, and every other topic in this series.

📖 ~14 min read ✍️ Banking English Language

Introduction

This final chapter consolidates the eight core grammar building blocks that everything else in this series depends on. Rather than eight separate chapters, they're grouped here since bank exams test them as a connected foundation rather than in isolation.

1. Nouns

Nouns name people, places, things, or ideas. The key exam-relevant distinction is countable vs uncountable: countable nouns (book, chair) take "a/an" and plural forms; uncountable nouns (information, furniture, advice) never take "a/an" and have no plural form.

💡 "He gave me an advices" is wrong — "advice" is uncountable: "He gave me some advice."

2. Pronouns

Pronouns replace nouns and must agree with their antecedent in number and gender. A frequent bank-exam trap is using "their" for a singular, gender-neutral antecedent like "each employee" — formally, "his or her" (or a rewritten plural subject) is preferred in strict grammar testing.

3. Verbs

Verbs express action or state of being and must agree with their subject in number. Watch for linking verbs (is, seem, become) that connect the subject to a description rather than showing action — these still require correct subject agreement.

4. Tenses

TenseStructureExample
Simple PresentSubject + base verb (+s/es)She works here.
Present Continuousis/am/are + verb-ingShe is working.
Present Perfecthas/have + past participleShe has worked here for 3 years.
Simple PastSubject + past verbShe worked yesterday.
Future Simplewill + base verbShe will work tomorrow.

5. Articles

"A/an" are indefinite articles (used for non-specific, first-mention nouns); "the" is the definite article (used for specific, already-known nouns). Use "an" before a vowel sound (an hour, a university — note "university" starts with a consonant sound despite the vowel letter).

6. Prepositions

Common PairingCorrect Usage
different fromnot "different than"
married tonot "married with"
angry with (a person)angry about (a situation)
arrive at (a building/point)arrive in (a city/country)

7. Conjunctions

Conjunctions join words, phrases, or clauses. Coordinating conjunctions (and, but, or) join equal elements; subordinating conjunctions (because, although, since) join a dependent clause to an independent one. A common error is pairing conjunctions incorrectly, like using both "although" and "but" in the same sentence ("Although he was tired, but he finished the work" — incorrect; drop one).

8. Subject-Verb Agreement

Core rule: singular subject → singular verb; plural subject → plural verb. Watch for these frequent traps:
  • Collective nouns (team, committee, family) usually take a singular verb when acting as one unit.
  • "Each," "every," "either," "neither" are always singular, even before a plural-looking phrase.
  • Phrases like "along with," "as well as," "together with" do not make the subject plural.
  • "None" can take either a singular or plural verb depending on context, though singular is generally preferred in formal writing.
Q. Choose the correct verb: "Neither the manager nor the employees ___ aware of the new policy." (was/were)
With "neither...nor," the verb agrees with the subject closest to it — here, "employees" (plural). Answer: were.
⚠️ Key Insight: All eight areas above interact constantly in real exam sentences — a single Error Detection sentence might simultaneously test article usage, preposition pairing, and subject-verb agreement, so review these rules together rather than in isolation.
Practice Focus: Countable/uncountable noun distinctions · Collective noun and "each/every" agreement traps · Preposition pairing with common verbs · Correct conjunction pairing (never double up).

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